Privacy Policy

Effective Date: June 14, 2026

Last Updated: August 19, 2026

Chime Health (“Chime Health,” “we,” “us,” or “our”) is committed to protecting the privacy and security of the information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, store, and protect information when individuals visit our website, join our early access program, communicate with our team, or use services made available through Chime Health.

When applicable, protected health information (“PHI”) is handled in accordance with the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) and our HIPAA Notice of Privacy Practices.

1. About Chime Health

Chime Health is a healthcare technology and telehealth platform designed to connect individuals with wellness support, licensed healthcare providers, pharmacy partners, laboratory services, and related healthcare resources.

Availability of services may vary by state, provider licensure, and applicable laws and regulations.

2. Information We Collect

Information You Provide Directly

We may collect information you voluntarily provide, including:

  • First Name
  • Last Name
  • Email Address
  • Phone Number
  • State of Residence
  • Area of Interest
  • Messages Submitted Through Forms
  • Health-Related Information You Choose to Provide

Information Collected Automatically

We may automatically collect:

  • IP Address
  • Device Information
  • Browser Information
  • Operating System Information
  • Website Usage Data
  • Cookie and Analytics Data

3. How We Use Information

We may use collected information to:

  • Respond to inquiries
  • Manage early access registrations
  • Provide customer support
  • Coordinate telehealth-related services
  • Facilitate provider review processes
  • Improve website functionality
  • Maintain platform security
  • Comply with legal obligations
  • Communicate updates regarding Chime Health services

4. Calls, Text Messages, and Electronic Communications

By providing a telephone number, you consent to receive communications from Chime Health and authorized service providers.

Communications may include:

  • Phone Calls
  • SMS Text Messages communications:
  • Email Communications
  • Appointment Reminders
  • Administrative Notifications
  • Service Announcements
  • Early Access Updates

Message and data rates may apply according to your mobile carrier plan.

Users may opt out of SMS communications by replying STOP to any text message, where applicable.

If you provide your mobile telephone number and opt in to receive SMS or text messages from Chime Health Group, we may use your mobile number to send you communications consistent with the consent you provided. Message frequency may vary. Message and data rates may apply.

You may opt out of SMS/text communications at any time by replying STOP to a message. You may also contact us to update your mobile number or communication preferences.
SMS opt-in consent, mobile telephone numbers, and related SMS consent data will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes. We may disclose information to service providers that help us deliver SMS communications on our behalf, but only as necessary to provide those services and subject to appropriate confidentiality obligations.

5. AI-Assisted Communications

Chime Health may utilize artificial intelligence (“AI”) technologies and automated systems for certain administrative and customer-support functions.

Examples may include:

  • Scheduling Assistance
  • Appointment Coordination
  • Customer Support
  • Follow-Up Communications
  • Educational Content Delivery
  • Administrative Intake Assistance

AI-assisted systems do not diagnose medical conditions, prescribe medications, determine treatment eligibility, or replace licensed healthcare professionals.

Clinical decisions are made exclusively by licensed healthcare providers.

6. Health Information and HIPAA

Certain information collected through Chime Health may qualify as Protected Health Information (“PHI”) under HIPAA.

When HIPAA applies, Chime Health uses and discloses PHI only as permitted by applicable federal and state laws.

Additional details are available in our HIPAA Notice of Privacy Practices.

7. How Information May Be Shared

We may share information with authorized third parties when necessary to provide services or comply with legal obligations.

Authorized parties may include:

  • Licensed Healthcare Providers
  • Wellness Coaches
  • Licensed Pharmacies
  • Clinical Laboratories
  • Technology Service Providers
  • Payment Processors
  • Communication Service Providers
  • Legal and Regulatory Authorities

We do not sell Protected Health Information.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

8. Cookies and Analytics Technologies

Chime Health may use cookies, analytics tools, and similar technologies to:

  • Improve Website Performance
  • Measure User Engagement
  • Understand Website Usage Trends
  • Enhance User Experience

Users may manage cookie preferences through browser settings.

9. Data Security

Chime Health maintains reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

No security system can guarantee absolute protection.

10. Data Retention

Information is retained only for as long as reasonably necessary to:

  • Provide Services
  • Maintain Business Records
  • Meet Legal Obligations
  • Resolve Disputes
  • Enforce Agreements

11. Your Privacy Choices

Subject to applicable law, you may have the right to:

  • Request Access to Personal Information
  • Request Correction of Information
  • Request Deletion of Information
  • Opt Out of Marketing Communications
  • Withdraw Certain Consents

12. Children’s Privacy

Chime Health services are intended for adults.

We do not knowingly collect personal information from children under the age required by applicable law without appropriate authorization.

13. State Privacy Rights

Your Privacy and Health Information Rights

Depending on the information involved and applicable federal or state law, you may have certain rights regarding your personal information, consumer health data, and protected health information.

These rights may include the right to:

  • Request access to personal information or health information maintained about you.
  • Request correction or amendment of information that is inaccurate or incomplete.
  • Request restrictions on certain uses or disclosures of protected health information, where applicable.
  • Request confidential communications through alternative means or at alternative locations.
  • Request an accounting of certain disclosures of protected health information, where applicable.
  • Request deletion of certain personal information or consumer health data where permitted by applicable law.
  • Withdraw certain consents or authorizations, subject to applicable legal limitations.
  • Opt out of certain marketing communications.
  • Obtain a copy of applicable privacy notices.
  • Designate an authorized representative to exercise applicable privacy rights on your behalf.
  • File a complaint regarding the handling of your personal information or protected health information without retaliation or discrimination.

Certain rights may be subject to limitations or exceptions under applicable law, including medical-record retention, legal, regulatory, clinical, fraud-prevention, security, and other compliance obligations.

Exercising Your Privacy Rights

To submit a privacy request or ask questions regarding your privacy rights, please contact:

Chime Health Group LLC
Privacy Officer
privacy@chimehealth.com

We may need to verify your identity before processing certain requests.

Chime Health will review and respond to valid privacy requests within the timeframes required by applicable law.

Chime Health will not discriminate or retaliate against an individual for exercising applicable privacy rights.

State-Specific Privacy Rights

Residents of certain states may have additional rights concerning personal information and consumer health data under applicable state law.

Where applicable, these rights may include access, confirmation, correction, deletion, withdrawal of consent, appeal rights, and information regarding the collection, use, processing, or sharing of personal or consumer health information.

Chime Health will process valid state-specific privacy requests in accordance with applicable law.

Requests may be submitted to:

privacy@chimehealth.com

14. Changes to This Privacy Policy

Chime Health may update this Privacy Policy from time to time.

Any updates will be reflected by revising the Last Updated date displayed at the top of this page.

15. Contact Information

Questions regarding this Privacy Policy may be directed to:

Chime Health
Email: hello@chimehealth.com